EOS MATRIX licensed by the Croatian National Bank as an authorized credit servicer in Croatia.

Croatian National Bank (hereafter referred to as „CNB“) has issued the authorization to perform as credit servicer to EOS MATRIX d.o.o. 

EOS Matrix d.o.o. is registered in the national register of authorized credit servicers under number SK005.

The process of obtaining above mentioned authorization (so-called licensing) was carried out in accordance with the Law on the manner, conditions and procedure of servicing and purchase and sale of receivables (Official Gazette, No. 155/2023).

The aim of the Law is to regulate the business of purchasers and servicers of non-performing receivables, to prescribe the procedure for obtaining authorization and supervision over authorized companies, while taking into consideration the protection of consumer rights.

As a part of the EOS Group, which has been successfully operating for 50 years and has business locations in 26 countries, EOS MATRIX offers advanced services in the field of receivables management with the aim of reaching agreements and creating individual repayment plans that lead to sustainable debt reduction, i.e. debt repayment.

The EOS Group is oriented to implementation of high business standards, aligned with ESG requirements and in December 2023 the Group achieved an ESG rating of 10.2 (low risk) from the renowned rating agency Morningstar Sustainalytics, which ranks the Group in the top two percent within the consumer financing industry.

In accordance with the Law on the manner, conditions and procedure of servicing and purchase and sale of receivables (Official Gazette, No. 155/2023), the authorization to act as a credit servicer is valid as long as the legal conditions for performing the activity are met.